Build Wealth Through Real Estate
Whether you're buying your first rental, scaling a portfolio, or need flexible financing that banks won't touch, I have the loan products to make it happen.
Loan Products for Investors
From single family rentals to multi unit portfolios, I work with programs designed for real estate investors, not just W-2 employees.
DSCR Loans
Most PopularDebt Service Coverage Ratio loans qualify based on the property's rental income, not your personal income or tax returns. Perfect for investors with complex finances or multiple properties.
- No personal income verification
- Based on rental cash flow
- Short term and long term rentals
- Airbnb & VRBO eligible
Fix & Flip Loans
Short-TermFast, asset-based financing for investors who buy distressed properties, renovate, and sell for profit. Close quickly and move on to your next deal.
- Close in as little as 10 days
- Up to 90% of purchase price
- Renovation funds included
- No prepayment penalty
Bank Statement Loans
Self-EmployedSelf employed borrowers and business owners can qualify using 12–24 months of bank statements instead of tax returns. Your real income, not what the IRS sees.
- 12 or 24 month statements
- Personal or business accounts
- No tax returns required
- Competitive rates
Portfolio Loans
Scale UpFinance multiple properties under a single loan structure. Ideal for investors looking to grow their portfolio without the friction of individual property financing.
- Blanket multiple properties
- Simplified underwriting
- Flexible terms
- Grow faster
Why Investors Work With Me
I Understand the Numbers
I speak cash flow, cap rate, and DSCR. I'll help you structure the deal to maximize your returns, not just get you approved.
Access to Non-QM Lenders
I work with a network of non-QM lenders that most retail banks don't have access to, giving you more options and better terms.
Fast Closings
Investment deals move fast. I'm responsive, organized, and experienced at closing investment loans on tight timelines.
Licensed in FL, NY & TN
Whether you're investing locally or expanding into new markets, I'm licensed to help you in three states.
"Steve was absolutely awesome to work with on our Florida home purchase. From start to finish, he stayed on top of everything, worked through every kink that came up, and made sure the deal got done. When things got tough, Steve stayed calm, communicated clearly, and kept everything pushing forward. He truly went above and beyond to make it happen. If you need a lender who knows how to get deals closed and doesn't quit when things get tricky, I highly recommend Steve."
Alex A.
DSCR Investment Loan
Ready to Make Your Next Move?
Let's talk about your investment goals and find the right loan structure for your deal. No tax returns, no W-2 required, just a conversation.
NMLS# 2131284 · Licensed in FL, NY, TN